--- title: What are the legal and insurance implications of car sharing? description: "Created by: Amy Young   The UK Public Passenger Vehicle Act (1981) outlines the rules that govern car sharing. Passenger contributions should be arranged before travel and should not exceed the fuel a" --- [Skip to content](https://hub.liftshare.com/en/knowledge/what-are-the-legal-and-insurance-implications-of-car-sharing#main-content) English Show submenu for translations [Contact us](https://hub.liftshare.com/en/knowledge/kb-tickets/new?hsLang=en) ![MW Logo Colour and Black Text crop.png\]](https://hub.liftshare.com/hs-fs/hubfs/MW%20Logo%20Colour%20and%20Black%20Text%20crop.png?height=40&name=MW%20Logo%20Colour%20and%20Black%20Text%20crop.png) Open main navigation Close main navigation - English Show submenu for translations - [Contact us](https://hub.liftshare.com/en/knowledge/kb-tickets/new) - Go to liftshare.com Go to liftshare.com Hi, how can we help today? - There are no suggestions because the search field is empty. 1. [Member User Guide](https://hub.liftshare.com/en/knowledge?hsLang=en) 2. [Frequently asked questions](https://hub.liftshare.com/en/knowledge/frequently-asked-questions?hsLang=en) # What are the legal and insurance implications of car sharing? ### What are the legal and insurance implications of car sharing? Created by: Amy Young   The UK [Public Passenger Vehicle Act (1981)](https://www.legislation.gov.uk/ukpga/1981/14/contents) outlines the rules that govern car sharing. Passenger contributions should be arranged before travel and should not exceed the fuel and running costs (including wear and depreciation) of the vehicle for the trip. Liftshare calculates a [Suggested Contribution](https://hub.liftshare.com/en/knowledge/liftshares-guide-to-journey-costs-and-suggested-contribution?hsLang=en) per passenger for your journey based on the length of your trip and using HM Revenue and Customs Approved Mileage Payment Allowance. In most countries, insurers state that **car sharing will not affect an individual's car insurance **e.g. the Association of British Insurers clearly states that car sharing won't affect the insurance of their members so long as a profit isn't made: "All ABI motor insurers have agreed that if your passengers contribute towards your running costs your insurance cover will not be affected, as long as lifts are given in a vehicle seating eight passengers or less. This agreement does not apply if you make a profit from payments received or if carrying passengers is your business" (Source: [ABI 2012](https://www.abi.org.uk/products-and-issues/choosing-the-right-insurance/motor-insurance/car-sharing-and-insurance/)) Over 300 insurance providers are members of the ABI, accounting for about 95% of the motor insurance market in the UK. Drivers with any concerns, however, should check with their own insurance company as terms and conditions may vary between insurance providers over time. For example, insurance conditions are different if you plan to take 8 or more passengers. ### Got more questions? We're here If you have any other questions, why not raise a [ticket](https://share-eu1.hsforms.com/1cLKG6mIXS6Cl40VsMyX3cQ2dgfw7) and someone from our team will be able to help.   Travel Happy!  **Your Liftshare Team** - [Frequently asked questions](https://hub.liftshare.com/en/knowledge/frequently-asked-questions?hsLang=en) - [Liftshare.com web platform](https://hub.liftshare.com/en/knowledge/liftshare-com-web-platform?hsLang=en#main-content) - [My account](https://hub.liftshare.com/en/knowledge/liftshare-com-web-platform?hsLang=en#my-account) - [My journeys](https://hub.liftshare.com/en/knowledge/liftshare-com-web-platform?hsLang=en#my-journeys) - [My matches](https://hub.liftshare.com/en/knowledge/liftshare-com-web-platform?hsLang=en#my-matches) - [Liftshare teams & permits](https://hub.liftshare.com/en/knowledge/liftshare-com-web-platform?hsLang=en#liftshare-teams-permits) - [Mobilityways app - Liftshare](https://hub.liftshare.com/en/knowledge/mobilityways-app-liftshare?hsLang=en#main-content) - [My account](https://hub.liftshare.com/en/knowledge/mobilityways-app-liftshare?hsLang=en#my-account) - [My journeys](https://hub.liftshare.com/en/knowledge/mobilityways-app-liftshare?hsLang=en#my-journeys) - [My matches](https://hub.liftshare.com/en/knowledge/mobilityways-app-liftshare?hsLang=en#my-matches) - [Liftshare teams & permits](https://hub.liftshare.com/en/knowledge/mobilityways-app-liftshare?hsLang=en#liftshare-teams-permits) - [Mobilityways app - CommuteBoost](https://hub.liftshare.com/en/knowledge/mobilityways-app-commuteboost?hsLang=en) [![Chill listening crop-3](https://hub.liftshare.com/hs-fs/hubfs/Liftshare_Blue_RGB%20png%20transparent-1.png?width=57&height=24&name=Liftshare_Blue_RGB%20png%20transparent-1.png "Chill listening crop-3")](http://liftshare.com) Liftshare - The free-to-use journey matching platform for the public. Copyright © 2026, Mobilityways Limited